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How Is the Patient Protection and Affordable Care Act Paid For?

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Washington, DC, March 23, 2012—This week marks the 2nd anniversary of the Patient Protection and Affordable Care Act (PPACA), the controversial health care law signed by President Obama in 2010. Since then, its proponents have debated with its foes over the long-term impact the law will have on patients, taxpayers, and the economy. The TaxA tax is a mandatory payment or charge collected by local, state, and national governments from individuals or businesses to cover the costs of general government services, goods, and activities. Foundation has helped inform this debate by introducing the Health Care Tax Calculator.

“The health care law was complex and included dozens of provisions impacting Americans as consumers and taxpayers, so it’s not surprising that there’s a great deal of confusion surrounding the legislation,” said Tax Foundation analyst and programmer Nick Kasprak. “We hope the Health Care Tax Calculator will help individuals get a better idea of how revenue-raising provisions of the new law will collectively impact them.”

The Health Care Tax Calculator aggregates the cost of many different taxes included in the Patient Protection and Affordable Care Act using user-provided data, giving consumers an overall view of how those costs will affect their household budget. Main components include the “Cadillac taxThe Cadillac Tax is a 40 percent tax on employer-sponsored health care coverage that exceeds a certain value. The aim: to curb health-care cost growth, reduce favorable tax treatment of employer-provided insurance, and help fund the Affordable Care Act (ACA). It was repealed in late 2019 before taking effect. ” on employer-provided health plans above a certain cost, new payroll taxes on high-income earners, an annual fee on prescription drug manufacturers, and a new excise tax on medical devices.

The Tax Foundation has also weighed in on the legal challenge to the Patient Protection and Affordable Care Act, soon to be heard before the U.S. Supreme Court. The brief, co-authored by Vice President of Legal Projects Joseph Henchman and Law Clerk Laura Lieberman, examines whether the cost levied on individuals who do not purchase health care insurance qualifies as a “penalty” or a tax.

In addition to the Health Care Tax Calculator , the Tax Foundation provides several other online data tools for consumers, taxpayers, and policymakers to examine the effects of taxes at the federal, state, and local level. Available tools include a searchable database of property taxes by county, the marginal tax rates calculator and graph, and state-to-state migration data.

The Tax Foundation is a nonpartisan research organization that has monitored fiscal policy at the federal, state and local levels since 1937. To schedule an interview, please contact Richard Morrison, the Tax Foundation’s Manager of Communications, at 202-464-5102 or morrison@taxfoundation.org.

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